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Naida
Naida, 58 years old, is a woman from Cartegenia. At a very young age, she moved with her parents from her birth city to the neighboring city of Barranquilla. She lives in the Siete de Abril neighborhood where, for the past 3 years, she has made a living by selling clothes for women, men, and children, in addition to perfume.

With this requested loan, she wants to buy mainly jeans and perfumes, and also venture into shoe sales since her regular customers have made shoe orders. For 14 years, Naida knows what it means to work. She began as a domestic service employee in a family home. This prevented her from completing her high school studies. However, her parents always taught her good habits and how to work in order to achieve what she wanted.

When she was 23 years old, she was united with the man she currently lives with in a common law marriage. He is a traveling newspaper vendor. From their marriage, they have three children, who are now adults. They have a close family and they work together to pay the household expenses. Naida still works as a service employee and her main customers are employed as security guards at buildings near where she works. Some customers are also office workers, who make merchandise orders and then pay for them every two weeks when they receive their paychecks. She is not afraid of making this type of investment since, thus far, everything has gone very well with her customers and the closeness to them allows her an effective profit.

Her main dream is to move into a large house that can accommodate her whole family. Naida is a hard-working woman who is not afraid of anything. She thinks that everything that she has set out to do has gone well and up to this point, she has not had any difficulties.
View original language description ↓
Naida es una mujer cartagenera de 58 años de edad que desde muy niña se trasladó con sus padres desde su ciudad natal a la vecina ciudad de Barranquilla. Vive en el barrio Siete de Abril donde se dedica desde hace tres años al comercio de ropa para damas, caballeros y niños y de perfumes. Con el crédito solicitado quiere comprar principalmente jeans, perfumes e incursionar en el calzado, ya que cuenta con clientes fijos que le han hecho encargos con anterioridad. Desde los 14 años sabe lo que es trabajar, empezó como empleada del servicio doméstico en una casa de familia, lo que le impidió terminar sus estudios de bachiller, sin embargo, sus padres siempre le enseñaron buenas costumbres y a trabajar para conseguir lo que quería. Cuando tenía 23 años se une al hombre con el que vive actualmente en unión libre, este es voceador de periódicos ambulante y de cuya unión nacen sus tres hijos, hoy mayores de edad. Es una familia unida y se colaboran entre sí para solventar los gastos familiares. Naida aún labora como empleada del servicio y sus principales clientes son empleados como vigilantes de edificios cercanos a donde labora, al igual que compañeras de oficio, estos le hacen encargos de la mercancía y le cancelan quincenalmente cuando cuando reciben su salario. No teme al hacer la inversión, ya que hasta la fecha con sus clientes le ha ido muy bien y la cercanía con ellos le permite una recuperación efectiva de la cartera. Su principal sueño es mudarse a una casa grande donde pueda albergar a toda su familia. Naida es una mujer luchadora que no se le amedranta a nada, considera que todo lo que emprende le sale bien y hasta el momento no ha tenido ninguna dificultad.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 272
    View loans »
    Colombia Loans Fundraising
  • $13,826,450
    Funds lent in using Kiva
  • 1,774.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Naida to buy jeans and perfumes, and to venture into shoe sales.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 5, 2012
Listed
Jun 14, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013