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Milagros Del Carmen
Milagros started her business selling replacement parts and accesories for computers. Two years ago, she saw that with her trade, which is a maintenance and repair technician, there was an opportunity to offer her customers what they needed to repair their computers. Little by little, she has acquired experience in this and over time she has realized that this activity is more profitable. That is why she is asking for a Kiva loan to have capital available to buy the items to respond quickly to her customers' demands. Milagros buys from suppliers in the city of Bogotá on consignment. Once they get the money, they send the merchandise to her via airmail and she has to go pick it up at the airport in the city of Barranquilla. These replacement parts and accesories have already been ordered by her private customers and by locales in malls that specialize in selling computers. This activity has been a big help for her, since it has allowed her to finish her studies and pay for household expenses. This will be her second loan with the Fundación Mario Santo Domingo. She is very gratefule for them because she has been able to capitalize her business and extend credit to her customers, something she was not able to do and that affected her sales. Milagros is 20 years old. She is in a common law marriage in the Las Nieves neighborhood with her permanent partner. Her biggest dream is to have her own locale where she can offer her technical services and sell accesories.
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La joven Milagros inició su negocio de venta de repuestos y accesorios de computadores hace dos años cuando vio que para su oficio, el de técnico en mantenimiento y reparación, era una oportunidad ofrecerles a sus clientes lo que necesitaban para repararles sus equipos. Poco a poco ha ido adquiriendo experiencia en esto y con el pasar del tiempo se ha dado cuenta que la actividad es cada vez más rentable, es por esto que solicita un credikiva para tener un capital disponible para las compras de los artículos para responder de manera oportuna a la demanda de sus clientes. Milagros compra a proveedores en la ciudad de Bogotá a través de consignaciones, una vez ellos reciben el dinero le envían por vía aérea la mercancía que debe ir a reclamar al aeropuerto de la cuidad de Barranquilla. Estos repuestos y accesorios ya están previamente encargados por sus clientes particulares y los que están ubicados en locales de centros comerciales especializados en la venta de computadores. Esta actividad ha sido de gran ayuda para ella siempre ya que le permitió terminar sus estudios técnicos y para aportar a los gastos familiares. Este sería su segundo crédito con la Fundación Mario Santo Domingo, de los cuales se encuentra muy agradecida porque ha podido capitalizar su negocio y otorgar créditos a sus clientes, cosa que anteriormente no podía hacer y se afectaban sus ventas. Milagros tiene 20 años, vive en unión libre en el barrio Las Nieves con su compañero permanente y su mayor sueño es tener un local propio donde pueda prestar sus servicios técnicos y vender los accesorios.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 563
    View loans »
    Colombia Loans Fundraising
  • $14,650,775
    Funds lent in using Kiva
  • 1,774.0
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $850 helped Milagros Del Carmen to buy accesories and replacement parts for computers to sell.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 8, 2012
Listed
Jun 14, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 28, 2014