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Jhovana Karen
Jhovana, 21, is single and has a one-year-old son. She sells meat at the butcher shop she runs in the forest area. This is her first loan through the institution. Jhovana plans to use the loan to buy a large freezer to keep the meat she sells.

One of the challenges Jhovana faces in her business is the competition from several butcher shops in the area. But she has many customers because of her kindness and how she treats them. The profits from the business will be used to buy another larger freezer. Her goal is to have a stable, profitable business so she can increase her income.
View original language description ↓
La Sra. Jhovana tiene 21 años y es soltera con 1 hijos que tiene la edad de un año, ella se dedica al comercio de carne en su carnicería que se encuentran en la zona forestal, este préstamo es su primera secuencia dentro de la institución, la Sra. Jhovana va a usar este préstamo para la compra de un congelador grande para conservar sus productos en buen estado su razón para solicitar este préstamo es que requiere la congeladora para la venta de carne., la Sra. Jhovana enfrenta retos en su negocio que son la competencia ya que hay varias carnicerías en la zona, pero ella tiene mucha clientela por la amabilidad con la que trata a su clientela y va a utilizar los beneficios en la compra de otra congeladora grande, su deseo para su negocio es tener un negocio estable y rentable y de esta manera incrementar sus ingresos económicos.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 229
    View loans »
    Bolivia Loans Fundraising
  • $31,614,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jhovana Karen to buy a large freezer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 18, 2012
Jun 14, 2012
Currency Exchange Loss:
Jun 17, 2013