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Clara Luz

Update on Clara Luz

Clara is requesting a new loan because she wants to start a new crop of corn. She will buy compost, herbicides, and seeds. In addition, she will pay to have the land prepared for planting and her banana trees pruned. The loan will also help her begin planting pumpkins and bananas.


Clara says that her previous loan had a positive effect. She obtained good results from her production, which enabled her to provide food to sustain her family. Clara was able to generate needed income from the sale of her crops.

View original language description ↓
Clara, solicita un nuevo préstamo porque iniciará una nueva cosecha de maíz, comprándose el abono, herbicidas y la semilla, también pagando la preparación del terreno y el despeine de la platanera Este prestarán ayuda a realizar la siembra también de pipián y plátano.
Ella manifiesta haber tenido un efecto positivo con el préstamo anterior, obteniendo un buen resultado en la producción, esto le ha permitido mantener a su familia con el alimento necesario pues ha generado ingresos por la venta de la cosecha.

Previous Loan Details

Clara lives with her husband and three children. She and her husband grow corn, plantain and sesame. For 23 years she has been in farming since she learned the trade from her parents. She has no specific work schedule. The loan will be used to buy farm supplies such as pest control products... More from Clara Luz's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 479
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,050 helped Clara Luz to buy compost, herbicides, and seeds.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 18, 2012
Listed
Jun 14, 2012
Currency Exchange Loss:
N/A
Expired:
Jul 14, 2012
This photo was used before for a previous loan for Clara Luz. It was first posted on Kiva on Jan, 2012. Learn More