Corazon De Oro Group
Francisca says that she joined her communal bank in Pro Mujer 8 years ago at the invitation of a relative. She now has a business selling lubricants. She learned this business from her husband, who is a mechanic, and she's been doing this work for a number of years. This loan will be used to increase her working capital. She will purchase motor oils from the distributors, and later sell them from her sales location. This type of work helps her to support her family; she is married and has 6 children.
When asked what she likes about Pro Mujer, she answered that she likes the health services.
La señora Francisca cuenta que hace ocho años que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por una familiar; en la actualidad ella tiene un negocio tienda de lubricantes, mismo que trabaja hace varios años aprendiendo el mismo de su esposo ya que este es mecánico.
El crédito que ahora sacará es para aumentar su capital (compra de aceites) los que comprarán de las empresas distribuidoras y posteriormente lo venderá en su espacio de venta. Esta forma de trabajo apoya a salir adelante a su familia pues ella es casada y tiene seis hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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