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Erika Patricia
Erika is 26-year-old Cartagena resident who works selling fruit, tubers, and vegetables, and pressure washing motorcycles and taxis in a rented space on the main avenue of the Olaya Herrera neighborhood of her native city. With the loan she is requesting, she hopes to better organize her business by buying baskets for displaying her fruits and a larger, more presentable table than the one she has. She also wants to increase the variety of the products she offers at this time.

Erika began working at the shop her mother owned when she was very young; when she established her own household with her life partner and little daughter, she decided to strike out on her own, armed with her great business sense and motivated by a brother who got her the space where her business is currently located. There she started out selling fruit; later, her father (who had taken on running the business because she had gotten a job as a contractor) took advantage of the knowledge he had as a butcher and added the sale of meats to the business. So, with time, the business continued becoming stronger and attracting more customers all the time. But that was not enough for Erika; recognizing that her business was very strategically located, she decided to take advantage of that. She purchased a hydraulic pump and began offering a vehicle washing service, which has been very well received and successful so far.

Erika has her family's help in staffing her business; for that reason, her biggest dream is to continue growing and eventually have a large store that can accommodate everyone and earn greater profits to improve her and her family's quality of life.
View original language description ↓
Erika es una cartagenera de 26 años de edad que se dedica a la venta de frutas, tubérculos, productos de pancoger y al hidrolavado de motocicletas y taxis en un lugar arrendado en la avenida principal del Barrio Olaya Herrera de su ciudad natal. Con su credikiva solicitado, desea adquirir canastas para la exhibición de las frutas y una mesa de mayor tamaño y más presentable a la que tiene para organizar mejor el negocio, además de ampliar la variedad de productos que ofrece en este momento. Erika empezó a trabajar desde muy joven atendiendo el negocio de tienda que posee su madre, pero cuando formó su propio hogar con su compañero permanente y su pequeña hija, decidió independizarse llevando consigo su gran visión de comerciante y motivada por un hermano que le consiguió el terreno donde se encuentra el negocio actualmente. Allí empezó a vender sólo frutas pero luego su padre, quien tomó la administración del negocio debido a que ella consiguió un empleo como contratista y aprovechando los conocimientos que tiene como carnicero, incluyó dentro de la actividad la venta de carnes. Así, con el tiempo el negocio se fue fortaleciendo y ganando cada vez más clientes. Pero esto no fue suficiente para Erika, al ver que el lugar donde está ubicada es muy estratégico, decidió sacar provecho de eso y compró una bomba hidráulica con la cual empezó a ofrecer allí el servicio de lavado de vehículos lo que hasta el momento ha tenido muy buena acogida y se han logrado muy buenos resultados. Erika cuenta con la colaboración de su familia para la atención de su negocio, es por esto que su mayor sueño es seguir creciendo y llegar a tener una gran tienda donde le pueda dar cabida a todos y con el que obtenga mayores ganancias para mejorar su calidad de vida y la de los suyos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 176
    View loans »
    Colombia Loans Fundraising
  • $13,171,600
    Funds lent in using Kiva
  • 1,774.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Erika Patricia to buy baskets and a table to display the fruits and tubers that she sells, and to expand their variety.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 29, 2012
Listed
Jun 13, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 18, 2013