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Flor De Vida Group
In this Group: Carmen , Josefa, Wendy Fabiola, Aracelia, Dionicia, Marcelina Sanaye
The communal bank “Flor de Vida” is starting its first loan cycle with Centro Focal de Villa Adela. The group is comprised of six members, and Carmen is the president. The activities that the group members are involved in are diverse - these include the sale of kebabs, fruit salads, and other foods; one member also has a general store.

Carmen reports that the communal bank has recently formed, with assistance from the organization Pro Mujer, and that they were invited to join by a friend of hers. She currently has a business that sells food, and she has worked in this business for several years.

The loan she is currently seeking is to help re-supply her business with vegetables. She buys these in the traditional markets of El Alto and uses them to prepare dishes that she sells from her own stall. This form of work will help her to improve her family's situation, as she is married and has six children.
View original language description ↓
La Banca Comunal “FLOR DE VIDA” inicia su primer ciclo en el Centro Focal de Villa Adela, está compuesta por seis integrantes donde la señora Carmen es la presidenta. Las actividades que desarrollan dentro del grupo son distintos, entre ellos tenemos: venta de comida, venta de salchipapas, tienda surtida, venta de ensaladas de fruta.
La señora Carmen cuenta que es la primera vez que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por su amiga; en la actualidad ella tiene un negocio de venta de comida, mismo que trabaja hace varios años.
El crédito que ahora sacará es para aumentar su capital (compra de verduras) los que comprarán de las ferias tradicionales de El Alto y posteriormente a la elaboración lo venderá en su puesto fijo. Esta forma de trabajo apoya a salir adelante a su familia pues ella es casada y tiene seis hijos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 93
    View loans »
    Bolivia Loans Fundraising
  • $28,141,825
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Vida Group's $1,025 loan helped a member to buy vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 25, 2012
Jun 13, 2012
Currency Exchange Loss:
Dec 15, 2012