Titintaya De Huatajata Group
Victoria reports that it has been six months since the communal bank formed, with assistance from the organization Pro Mujer, and that they were invited by the staff to join. Currently Victoria has a business that sells fish, and she has worked in this business for several years. She learned this business from her family.
The loan she is currently seeking is to help re-supply her business with fishing nets. She buys these items in the traditional markets of El Alto. This form of work will help her to improve her family's situation, as she is married and has six children. When we asked her what she likes about Pro Mujer, she told us that she likes the opportunity for savings.
La señora Victoria cuenta que hace medio año que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por la promotora; en la actualidad ella tiene un negocio de venta de pescado, mismo que trabaja hace varios años, aprendiendo el mismo de su familia.
El crédito que ahora sacará es para refaccionar sus herramientas de trabajo (compra de red) los que comprarán de las ferias tradicionales de El Alto y posteriormente lo implementará en su lugar de pesca. Esta forma de trabajo apoya a salir adelante a su familia pues ella es casada y tiene siete hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid