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Los Perseverantes Group
In this Group: Santusa, Celia, Guillermina, Alejandrina, Jessica, Felix Fernando, Catalina, Yeni, Roberto, Bryam Javier*
* not pictured
These are the members of the communal bank "Los Perseverantes." This bank is located in the Cusco district, in the province and department of Cusco.

The member Santusa is 50 years old, married, and has 3 children. She has a business selling cheese and yogurt. She prepares the cheese and yogurt, and later takes it to sell on the streets. She works from 8am until 6pm, and through this small business she provides for her children. Santusa's dream is to have her own store where she could sell the cheese and yogurt. She is requesting a loan to buy supplies to make the cheese and yogurt, such as milk, salt, sugar and cups.

The members in the small attached photo requested permission to miss the group photo due to work obligations.

The other members of this group have businesses selling bread, selling curtains, selling cakes, and selling internet services.

Santusa thanks those who are helping her to pursue her dream through these means, and she promises to make her payments according to the established schedule.
View original language description ↓
Los socios pertenecen al banco comunal “LOS PERSEVERANTES”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Santusa ella es casada y tiene 50 años y tiene 3 hijos; La socia trabaja con su negocio de venta de quesos y jogurt, ella prepara quesos y yogures y luego lo vende en forma ambulatoria, la socia trabaja desde las 8:00 a.m hasta las 6:00 p.m,por medio de este pequeño negocio la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender los quesos y yogures. La socia solicita el préstamo para comprar insumos para preparar los quesos y yogures como leche, sal, azúcar y vasitos.
Los socios que estan adjuntos a la foto grupal se les tomo despues la foto porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de pan, negocio de venta de cortinas, negocio de cabinas de internet y negocio de venta de pasteles.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Perseverantes Group's $3,475 loan helped a member to buy supplies to make cheese and yogurt, such as: milk, salt, sugar and containers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jun 13, 2012
Currency Exchange Loss:
Nov 15, 2012