Roberta is 57 years old, she is married, and she has 7 children (two girls and 5 boys.) She sells flowers and is seeking a loan so that she can buy gladiolas, chrysanthemums, baby's breath, rhododendrons, etc. She began this business 7 years ago by buying small quantities of flowers. She now offers her clients flower bouquets and flower arrangements for parties.
Roberts is proud to be able to help her daughter with her school expenses and she is even more proud that her daughter is about to finish her schooling. Roberta distributes her income in order to invest in the business, to pay off the loan, and to pay the expenses for her daughter's education. Her dreams are to be able to further grow her business and that her children are successful in finding good work.
The members of the group want to tell Kiva and Vision Fund: "Thank you for giving us these loans and for believing in us. We are going to make all of our payments so that you continue lending to us."
La señora Roberta tiene 57 años de edad, ella vive en union libre y tiene 7 hijos 2 mujeres y 5 varones. Ella se dedica a la venta de flores y solicitó su préstamo para comprar gladiolas, crisantemos, nubes, polares, etc. Hace 7 años inició su negocio comprando una cantidad de flores pequeña, pero ahora ya ofrece a sus clientes ramos de flores y arreglos para fiestas. Roberta se siente orgullosa de poder ayudar a su hija con los gastos de la escuela y le da más felicidad ya que está a punto de terminar la carrera de educadora. Roberrta distribuye sus ganancias para invertir en el negocio, para pagar el préstamo y para los gastos de la escuela de su hija. Sus sueños y esperanzas son hacer crecer aun más su negocio y que sus hijos logren obtener un buen trabajo. Los integrantes del grupo quieren decirle a Kiva y Vision Fund: "Gracias por darnos estos préstamos y por la confianza que nos dan, nosotros le vamos a echar ganas a los pagos para que nos sigan prestando".
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid