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Update on Janet

Janet is part of the communal bank “HATUN RUMIYOC." The bank is located in the Wanchaq region in the province of Cusco.

Janet continues working as a professional accountant. She works in her own accounting firm every day during daytime hours. She is an earnest and responsible person with desires to get ahead for her family.

She is seeking a loan so that she can buy a new accounting program.

She is thankful for the loan and promises to comply with the repayment schedule.
View original language description ↓
La socia pertenece al banco comunal “HATUN RUMIYOC”; El banco está ubicado en el distrito de Wanchaq perteneciente a la provincia de Cusco y departamento de Cusco.

La socia Janet continua ejerciendo su profesión ella es contadora, la socia cuenta con su propio estudio contable donde trabaja todos los días durante el dia, la socia es una persona empeñosa y responsable con muchas ganas de salir adelante por su familia.

La socia solicita el préstamo para la compra de un nuevo programa contable.

La socia se siente agradecida por el préstamo y se compromete a cumplir con los pagos de su cuota

Previous Loan Details

This member belongs to the “HATUN RUMIYOC” communal bank. This bank is located in the district of Cuzco, in the province and department of Cuzco. Her name is Janet. She is 32 years old, married and has one son. She alternates her other daily activities with being an accountant. She has an acc... More from Janet's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $60,091,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Janet to buy a new accounting program.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 11, 2012
Jun 13, 2012
Currency Exchange Loss:
Nov 15, 2012