Cesarea tells us that some 3 cycles ago, she joined this communal bank within Pro Mujer, after she was invited by a friend. Currently, she owns a seamstress shop, which she has operated for various years, having learned the trade from her sister.
To increase her capital, the loan she is requesting is for buying cloth, which she will purchase from the traditional galleries of La Paz and, after creating clothing, she will sell her products in fairs along Bolivia's frontiers. This type of work helps her family get ahead -- she is married and has 2 children.
When asked what she liked about Pro Mujer, she responded that she likes the health training and the loans.
La señora Cesarea cuenta que hace tres ciclos que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por su amiga; en la actualidad ella tiene un negocio de taller de costura, mismo que trabaja hace varios años aprendiendo el mismo de su hermana.
El crédito que ahora sacará es para aumentar su capital (compra de telas) los que comprarán de las galerías tradicionales de La Paz y posteriormente a la elaboración lo venderá en las ferias de las fronteras bolivianas. Esta forma de trabajo apoya a salir adelante a su familia pues ella es casada y tiene dos hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gustan las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid