Update on Dalia GroupAreli is a very hard-working young woman who is 30 years old. She is happily married to Señor Alfonso, who works in the fields. They have two children, one who is called Alfonso like his father. He is 8 years old and is in the 3rd grade of primary school. Alondra is now in the second grade of primary school. She is 7 years old.
Areli is a shopkeeper. She has a business selling grocery products in a stall in the market in the center of her community. Areli has had good sales, and this means that she has good earnings. She wants to move forward with her business to be able to continue to provide for her family. She says that her greatest goal is to be able to see her children to become great professionals. With her work, her effort, and the great support that her husband gives her, they see their future as better. With her loan, she wants to buy more merchandise in order to have her business better stocked.
Areli is a member of the Dalia (dahlia) group, which consists of 10 working women who are listed below along their businesses: Valentina sells fish; Areli sells grocery products; Liobarda sells fruits and vegetables; Humberta sells food; Eladia sells grocery products; Gerarda sells fruits and vegetables; Humbertina sells fish; Abida sells fruits and vegetables; Sandra sells cheeses; and Faustina sells chickens.
Areli es comerciante, tiene un negocio de productos de abarrotes en un local en el mercado del centro de su comunidad. Areli ha tenido buenas ventas y eso quiere decir que tiene buenas ganancias, ella quiere seguir adelante con su negocio para poder seguir sacando adelante a su familia, dice que su meta más grande es poder ver a sus hijos ser unos grandes profesionales; con su trabajo, esfuerzo y con el gran apoyo que le da su esposo ven mejor su futuro. Con su préstamo, quiere comprar más mercancía para tener más surtido su negocio.
Areli es integrante del grupo Dalia que está formado por 10 mujeres trabajadoras que a continuación serán mencionadas junto con la actividad que desempeñan: Valentina vende pescados, Areli vende productos de abarrotes, Liobarda vende frutas y legumbres, Humberta vende comida, Eladia vende productos de abarrotes, Gerarda vende frutas y verduras, Humbertina vende pescados, Abida vende frutas y verduras, Sandra vende quesos y Faustina vende pollos.
Previous Loan DetailsValentina is 49 years old and lives with her partner Carmelo and son who is a student at a school for adults. Carmelo is an agricultural worker. Valentina earns a living by selling fruit and vegetables such as apples, onions, chiles, jitomate, lettuce, and oranges. She says she would like her… More from Dalia Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Jun 13, 2012
- Jun 12, 2012
- Currency Exchange Loss:
- Oct 16, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.