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Misionera Group
In this Group: Fidelia, Luz , Rosa
The 'Misioneras' group is made up of three hard-working, entrepreneurial people. One of them is 37-year-old Luz Marina who has been selling CDs for two years and cakes for four months. She will invest her loan in the cake business in order to strengthen it. Luz has three children who are 14, 17 and 18 years old. They help her in her business.

The other members of this group are Rosa Melida, who has been selling clothing for three years, and Fidelia, who has a drinks stand and has also run a sewing business for two years.
View original language description ↓
El grupo Misioneras lo conforman tres personas trabajadoras y emprendedoras una de ellas es Luz Marina de 37 años quien se dedica a la venta de CD desde hace 2 años y pasteles desde hace 4 meses en este último negocio es el que invertirá el crédito para reforzarlo. Ella tiene tres hijos de 14, 17 y 18 años los cuales le ayudan en el negocio.

Las otras integrantes son Rosa Melida quien se dedica al comercio de prendasdesde hace 3 años y Fidelia tiene una refresquería y se dedica a la costura desde hace 2 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Misionera Group's $1,375 loan helped a member to buy flour, sugar, eggs, milk, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 31, 2012
Jul 3, 2012
Currency Exchange Loss:
Feb 15, 2013