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Erika Maria
Erika is 27 years of age. She is a single mother, and lives with her two children in a small village in the municipality of Choloma, Cortes.

For the past three years Erika has obtained her own income from selling goods such as clothing, electrical appliances, televisions, DVDs, perfumes, etc., as well as other goods ordered from her by her customers. She is a very hard-working woman, and has managed to raise her children alone as she does not have any support from their father. She says that this business is the source of her income, and to date her sales have done well, as the products she offers are in demand and her prices are affordable.

This is her fifth loan, and is for 15,000 Honduran Lempiras. She plans to use the money to supply her business with items such as clothing, perfumes and household items. With this investment her sales will increase, and she will be able to provide her customers with the items they request. Her plan is to have a larger business supplied with new products, so that her income can be even higher and she can save to make improvements to her home.
View original language description ↓
Erika tiene 27 años de edad, es madre soltera, tiene 2 hijos y vive con ellos en una aldea del Municipio de Choloma, Cortes.
Hace 3 años que Erika obtiene sus propios ingresos de venta de mercadería como Ropa, electrodomésticos, televisores, DVD, perfumes etc. Y otra mercadería que le encargan los clientes. Ella es una muchacha muy trabajadora que ha logrado mantener sus hijos sola porque no cuenta con la ayuda del padre de sus hijos. Manifiesta que este negocio es su fuente de ingresos y que hasta el momento le ha ido muy bien en las ventas, ya que los productos que ofrece tienen demanda y los precios que ofrece son cómodos.
El préstamo que solicita es el quinto de 15,000 lempiras, este lo utilizara para surtir el negocio en mercadería como ropa, perfumes, y artículos para el hogar. Con esta inversión incrementará las ventas y podrá satisfacer a sus clientes en los artículos que soliciten.
Su plan es tener un negocio más grande, surtido de producto nuevo para que sus ingresos sean aun mayores y ahorrar para poder hacerle mejora a su vivienda.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 110
    View loans »
    Honduras Loans Fundraising
  • $9,212,550
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Erika Maria to buy household items, electrical appliances and perfumes to supply her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 13, 2012
Currency Exchange Loss:
May 17, 2013