Dragon De Oro Group
Susan tells us that twenty-one cycles ago a friend invited her to join the communal bank in Pro Mujer. Her current business is selling sweaters that her mother had taught her to make over the years.
The loan that she will get is to increase her working capital (buying fabric). She will buy the material in the traditional markets of La Paz and later after the sweaters are produced, she will sell them in the night markets of El Alto. This type of work helps her get her family ahead since she is married and has two children.
When we ask her what she likes about Pro Mujer, she answers that she likes the health and finance training that she receives.
La señora Susana cuenta que hace veinte y un ciclos que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por su amiga; en la actualidad ella tiene un negocio de venta de chamarras, mismo que trabaja hace varios años aprendiendo el mismo de su madre.
El crédito que ahora sacará es para aumentar su capital (compra de telas) los que comprarán de las ferias tradicionales de La Paz y posteriormente a la elaboración lo venderá en las ferias nocturnas de El Alto. Esta forma de trabajo apoya a salir adelante a su familia pues ella es casada y tiene dos hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gustan las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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