Sonia tells us that she has been a member of a Pro Mujer community bank for six months. She was invited to join by one of her fellow group members. She currently has a food business which she has been working in for several years. She learned the business from her mother. Sonia is requesting this loan to increase her working capital (buying rice, oil and noodles). She will buy these products from the street markets in El Alto and will then sell them from her work space. This business helps Sonia to support her family. She is single and has two children.
When we asked Sonia what she likes about Pro Mujer, she replied that she liked the health services.
La señora Sonia cuenta que hace seis meses que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por una de sus compañeras; en la actualidad ella tiene un negocio de venta de comida, mismo que trabaja hace varios años aprendiendo el mismo de su madre.
El crédito que ahora sacará es para aumentar su capital (compra de arroz, aceite y fideo) los que comprarán de las ferias de la ciudad de El Alto y posteriormente a lka elaboración lo venderá en su espacio de comercialización. Esta forma de trabajo apoya a salir adelante a su familia pues ella es soltera y tiene dos hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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