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Haneme is married and the mother of two children, twenty-three and twenty years-old. Her oldest child, the daughter, is a university student. It's sad to say here that the youngest one, the son, was born with spastic tetraplegia. While in the past, she only provided fruits, veggies, and dairy for her family; in the last four years, she became more business-orientated as she realized the client demand and the potential profit. Therefore, with the first loan she requested from VisionFund Albania, she purchased a little tractor to plow the field. In addition to, she now plants crops such as wheat and chickpeas. On a side note, I myself buy the chickpeas and wheat from Haneme; they are non-processed and 100% organic.

She is now requesting another loan with the previous one successfully paid to add one more cow to the existing herd. With the profit, Haneme wants to accommodate her son better.

People who know her say that she is the most reliable person.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 25
    View loans »
    Albania Loans Fundraising
  • $2,671,075
    Funds lent in using Kiva
  • 110.6
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Haneme to add one more cow to the existing herd.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 13, 2012
Currency Exchange Loss:
Apr 17, 2013