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Las Esmeraldas Group
In this Group: Amelia Carmen, Gladys Blanca, Carmen Victoria, Ysabel, Anamelva Rozana, Olga, Beatriz, Judyt Martir, Nelly, Gladys Lucy, Yolanda Antonieta, Mirell Irma*
* not pictured
Amelia has three children, and she is in a common-law marriage. She has been working with Edaprospo for one year and four months. Amelia is the treasurer of the Las Esmeraldas communal bank. The group is comprised of nine members who devote themselves to different business activities.

Amelia has worked selling beauty products for ten years. She also sells soft drinks, and on Sundays she sells food. She also sells clothing. Thanks to her effort and dedication, she has managed to improve her children’s quality of life and give them an education.

In order to continue growing, she has requested a new loan to buy clothing merchandise. Amelia will meet her goals with a lot of work and effort. The loans from Edaprospo will help her.
View original language description ↓
La Sra. Amelia, tiene 3 hijos es conviviente y lleva trabajando con Edaprospo desde hace 1 año y 4 meses , Amelia es tesorera del grupo “Las Esmeraldas”, grupo conformado por 9 socias que se dedican a diversas actividades de comercio . Amelia trabaja vendiendo productos de belleza desde hace 10 años y a su vez también vende gaseosa y los domingos comida a su vez vende prendas de vestir, gracias a su esfuerzo y dedicación a logrado mejorar la calidad de vida de sus hijos, brindándoles educación y con el fin de seguir creciendo a solicitado un nuevo préstamo para comprar mercadería prendas de vestir. Amelia cumplirá sus metas con mucho trabajo y esfuerzo y que los préstamos de Edaprospo le ayudaran.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $58,934,425
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Esmeraldas Group's $3,450 loan helped a member to buy clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 15, 2012
Jul 3, 2012
Currency Exchange Loss:
Oct 15, 2012