Kumba lives in West Point. She is 27 years old and a single parent with one child who is two years old and in school. Kumba's last grade attended was the 8th grade. For the past four years she has been selling chains, earrings and bracelets on the open square of the market. She will use the profit to build a place where she will be able to sit and sell. She learned this trade from her friend. She is requesting a loan to purchase more earrings, chains and bracelets to expand her business. She plans to build a house and improve her living conditions.