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Emprendedores De San Cristobal Group
In this Group: Luisa Victoria*, Izkra , Nieves, Gonzalo , Uriel, Sayda, Danixa, Susan, Jhany Margarita, Lorena, Ingrid *, Jhunior Ulices
* not pictured
This member belongs to the communal bank Emprendedores San Cristobal, which is located within the district of Wanchaq, in the province of Cusco and the department of Cusco.

Member Sayda is 36 years old, married, and has three children. She alternates between her daily activities and her business, which is a grocery store. She sells different kinds of products, such as rice, sugar, milk, sweets, sodas, and other items. She works at her store from 6:00 am to about 10:00 pm. She is a hard-working and responsible person who is very eager to get ahead day after day, which is how she provides for her family.

She is requesting the loan to purchase merchandise for her business, such as rice and sodas.

The other members work selling beauty products, buying and selling shoes, at a grocery store, selling lubricants, spare parts for computers, and buying and selling clothing.

Member Sayda is grateful to this resource, by means of which she is being granted a loan, and is committed to paying her installments.
View original language description ↓
La socia pertenece al banco comunal EMPRENDEDORES DE SAN CRISTOBAL; este banco está situado en el distrito de Wanchaq en la provincia de Cusco departamento de Cusco.

La socia Sayda tiene 36 años es casada y tiene 3 hijos; la socia alterna sus actividades diarias con el negocio de tienda de abarrotes ella vende diferentes tipos de productos como arroz, azúcar, leche, golosinas, gaseosas entre otros, la socia trabaja en su negocio desde las 06:00am hasta las 10:00pm aproximadamente, la socia es una persona empeñosa y responsable con muchas ganas de salir adelante día a día siendo de esta manera que la socia saca adelante a su familia.

La socia solicita el préstamo para la compra de mercadería para su negocio como arroz y gaseosas.

Los otros socios se dedican a la venta de productos de belleza, compra y venta de zapatos, tienda de abarrotes, venta de lubricantes, repuestos para computadoras, compra y venta de ropa.

La socia agradece este medio por el cual le facilita el crédito y se compromete a cumplir con los pagos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 77
    View loans »
    Peru Loans Fundraising
  • $55,213,250
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Emprendedores De San Cristobal Group's $6,475 loan helped a member to purchase merchandise for her business, such as rice and sodas.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 8, 2012
Listed
Jun 12, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012