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Elmira is 42 years old. She is a widow and is raising three children. Elmira provides her family's sole source of income by breeding livestock. She started the business 25 years ago with 10,000 som in initial capital. Thanks to her tireless work, she now has seven goats and one horse, and livestock sales bring in a monthly profit of 3,000 som. In order to further develop her business, Elmira came to Bai Tushum and Partners for a 50,000 som (KGS) loan to purchase sheep which she plans to fatten and resell. She plans to invest proceeds from the loan into expanding her herd.
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Элмире 42 года, вдова, воспитывает 3 детей. В качестве основного источника дохода для своей семьи, Элмира занимается разведением скота. Начав этот бизнес 25 лет назад с суммы 10,000 сом, благодаря упорному труду на сегодняшний день Элмира имеет в хозяйстве 7 коз и 1 лошадь, перепродажа скота приносит ежемесячную прибыль в сумме 3,000 сом. В целях дальнейшего развития своего бизнеса, Элмира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку овец с целью откорма и перепродажи. Доходы от кредита Элмира планирует вложить в увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Elmira to purchase livestock.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 14, 2012
Jun 17, 2012
Currency Exchange Loss:
Apr 17, 2013