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Shahnoza dreamed of working in a beauty salon and opening her own business from a young age. After finishing high school she left to study in Tashkent. After finishing her degree she rented a place for her business. She faced a lot of competition and her limited capital did not allow her to expand her activities. After finding out about courses at IMON International, LLC called Women Entrepreneurs - Attaining Success she became an active participant and learned business fundamentals. Her brothers are in Russia and so far cannot help her financially, and her parents are retired. She very much wants to offer hairstyling services, and is determined to open her own beauty salon. She is a very hardworking, determined, and responsible girl, and really wants to see her dream come to fruition. Shahnoza is seeking a loan to purchase needed equipment and stock for the beauty salon, and also to pay rent for the facility. She hopes for support from your end.
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Шахноза с малых лет мечтала работать в салоне красоты и открыть бизнес. Закончив среднюю школу она пошла учиться в г. Ташкент. Освоив профессию она арендовала здание для бизнеса, столкнулась с большой конкуренцией, капитал был небольшим не позволял расширить деятельность по этим направлениям. Узнав он проведении курсов в ООО МЗО «Имон Интернешнл» «Женщина предприниматель- добейся успеха» она приняла активное участие и обучилась основам бизнеса. Братья находятся в Российской Федерации не могут пока помочь ей материально, ее родители пенсионеры. Она очень хотела заняться предоставлением услуг парикмахера, и данный момент намерена открыть свой салон красоты. Она очень трудолюбивая, целеустремленная и отзывчивая девушка, очень надеется на то чтоб её мечта осуществилась. Шахноза хотела бы получить займ для покупки необходимые оборудования и инвентарь для салона красоты, а также оплатить за аренду помещения. Она надеется на поддержку с вашей стороны.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 242
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Shahnoza to purchase necessary equipment and inventory for her beauty salon as well as pay the rent for the beauty salon.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 1, 2012
Jun 17, 2012
Currency Exchange Loss:
Jun 17, 2013