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Seng, 54 and a widow, has taken a photograph in the HKL branch situated in Kampong Chhnang province. Seng is an industrious mother who provides good care and education to her only child. She wants to help her child earn a degree and become a professional someday. She is operating a business from a rented booth in a market of the province. She sells grocery items, including home use products, spices and ingredients, earning approximately 2.50 USD per day on average.

Seng wants to increase her stock of merchandise selling in her store, so she would like to borrow a loan from HKL, one of Kiva's partners, to purchase spices, ingredients and home use products to sell in her store. For her future business goal, Seng plans to own a big store and sells various kinds of products.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 261
    View loans »
    Cambodia Loans Fundraising
  • $37,524,925
    Funds lent in using Kiva
  • 4,088.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Seng to purchase spices, ingredients and home use products to sell in her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 25, 2012
Jun 12, 2012
Currency Exchange Loss:
May 25, 2013