Seng, 54 and a widow, has taken a photograph in the HKL branch situated in Kampong Chhnang province. Seng is an industrious mother who provides good care and education to her only child. She wants to help her child earn a degree and become a professional someday. She is operating a business from a rented booth in a market of the province. She sells grocery items, including home use products, spices and ingredients, earning approximately 2.50 USD per day on average.
Seng wants to increase her stock of merchandise selling in her store, so she would like to borrow a loan from HKL, one of Kiva's partners, to purchase spices, ingredients and home use products to sell in her store. For her future business goal, Seng plans to own a big store and sells various kinds of products.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.