Los Angeles (Cuenca) Group
Ruth is one of the members of this group. She is 50 years old, married, and has three children who are all adults. Only one of her children is married but he still lives at home, sharing the household expenses. Her two single children work to cover their own personal expenses. Her husband works in commerce. They do not own their own home but rent instead.
Ruth works in real estate. She has been in this business for 22 years. She works from Monday to Saturday and does not work regular hours. She also sells hubcaps and tires.
Ruth has been a member of her community bank for three years and she will invest her new loan in buying hubcaps and tires so that she she can continue in her business.
Our member's dream is very special as she would like to set up a foundation for children with different abilities.
The small photo is of a member who was not able to be present when the group photo was taken.
Una de las socias de este grupo es la Señora. Ruth, tiene 50 años, es casada y en su unión conyugal ha concebido 3 hijos quienes son mayores de edad, solo uno de sus hijos está casado pero vive en su casa compartiendo los gastos del hogar, sus dos hijos solteros trabajan para sus gastos personales, su esposo se dedica al comercio, no tiene casa propia por lo que vive arrendando.
Doña Ruth se dedica a las bienes raíces, esta actividad la desempeña hace 22 años, trabaja de lunes a sábados sin un horario fijo, también se dedica a la venta de aros y llantas de vehículos.
Es socia del banco comunal hace 3 años y su nuevo crédito lo va a invertir en la compra de aros y llantas para vehículos para continuar con su negocio.
El sueño de nuestra socia es muy especial ya que desea realizar una fundación para niños con capacidades diferentes.
La foto pequeña es de una socia que no pudo estar presente cuando se tomó la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid