Check out some available loans that are similar to this one!
La Semillita Group
In this Group: María Balbina, Rosa, Adela, María Isabel, María Santos, Edith*, José David, María Guadalupe, Diana, Keren Bianey*, Rosa María
* not pictured
Mrs. Rosa is 51 years old and is married to Mr. Lucindo, with whom she has four children. All of her children are married and live with their famiies. Mrs. Rosa is part of a group called “Little Seeds”. Why they chose this name is because they are a new group and they hope to have a good “harvest” from their loans.
Mrs. Rosa has a small, economical kitchen in her neighborhood, which is on the main highway that runs through the community. She decided to situate her business here as trucks, buses and vehicles pass by daily. It is easy to sell the drivers food, flavored water and soda. Mrs. Rosa rises daily and buys supplies, such as fresh beans, in the supply center of the community. She buys the drinks from a supplier that comes twice a week. At eight in the morning she begins to cook her stews in order to sell them for lunches or mealtime. She says that she likes her work a lot as she gets to know people from all parts of the country that pass by here on their travels. Mrs. Rosa is asking for this loan in order to buy the ingredients that she uses the most in the preparation of her food such as beef, chicken, pork and vegetables such as lettuce, carrots, tomatillos, green tomatoes, chiles, onions, etc. If she receives this loan, with her earnings she will continue to purchase more supplies.
The other ten members of the group are named Maria Balbina, Adela, Maria Isabel, Maria Santos, Edith, Jose David, Maria Guadalupe, Diana, Karen Bianey and Rosa Maria. They would like to invest in their businesses such as selling cellular phones, buying women’s, men’s and children’s clothes, selling flowers, selling shoes from a catalogue, selling seasonal fruits and vegetables, selling cosmetics, selling groceries and finally, selling costume jewelry.
View original language description ↓
Doña Rosa tiene 51 años de edad y está casada con el señor Lucindo con quien tuvo 4 hijos, aunque ya todos están casados y viven con sus familias, ella es parte de un grupo llamado “La Semillita” y platica que le pusieron ese nombre porque se trata de un grupo nuevo y lo van a cuidar para que les traiga buenas cosechas a través de sus créditos.

Doña Rosa tiene una pequeña cocina económica en un localito sobre la carretera de su comunidad, decidió establecer su negocio en dicho lugar ya que a diario pasan tráilers, autobuses y vehículos y es fácil venderles comida, agua de sabor y refrescos a los choferes. Doña Rosa se levanta diario a comprar los insumos, como legumbres frescas, a la central de abastos de una población cercana a su comunidad. Los refrescos los compra en un carro repartidor dos veces por semana. A las 8 de la mañana, ella comienza a cocinar sus guisados para venderlos en el almuerzo o en la hora de la comida. Dice que le gusta mucho su trabajo ya que conoce gente de muchos lados del país que pasan antes de continuar sus viajes. Doña Rosa está pidiendo un crédito para comprar los ingredientes que más utiliza para hacer su comida: carne de res, de pollo, de cerdo y legumbres como lechuga, zanahorias, jitomates tomate verde, chiles, cebollas, etc. Ella menciona que en caso de obtener el crédito, su negocio mejorará por el mejor surtido de refrescos que podrá ofrecer; con sus ganancias, tiene planeado seguir invirtiendo para comprar más insumos.

Los otros diez integrantes del grupo se llaman María Balbina, Adela, María Isabel, María Santos, Edith, José David, María Guadalupe, Diana, Karen Bianey y Rosa María. Ellas invertirán en su negocios de venta de celulares; compra de ropa para dama, caballeros y niños; en una florería; en calzado por catalogo para vender; en frutas y legumbres de temporada; en material para estética; en artículos para abarrotes y, finalmente, en joyería de fantasía.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 8
    View loans »
    Mexico Loans Fundraising
  • $17,731,700
    Funds lent in using Kiva
  • 13.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Semillita Group's $4,050 loan helped a member to buy supplies to use to make different kinds of prepared food for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 5, 2012
Listed
Jun 11, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012