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Maria Santos
Maria is 62 years of age. She is a single mother and has four children, who are all adults. She lives with two of them in a neighborhood in the city of San Pedro Sula.

Maria started her business preparing and selling tortillas 10 years ago. She decided to start selling tortillas because she wanted to have her own business, one which would generate income for her to support her family. She has her own customer base, as she is very well-known in the area. She works every day from early in the morning, so that she can meet her customers’ needs.

Maria is very grateful to Odef for giving her the opportunity to access the loans she has been given until now, which have helped her greatly in getting ahead. She is asking for her 11th loan of 11,000 Honduran Lempiras to buy the supplies she needs to make tortillas, such as corn flour and firewood, as well as to fix the roof in the area where she prepared the tortillas. This is because she cannot work during the winter time as the room gets wet.

Maria’s goal is to work hard to continue improving the quality of life of her family, as well as to help one of her children to continue with his education.
View original language description ↓
Maria tiene 62 años de edad, es madre soltera, tiene 4 hijos y ya están mayores, vive con dos de ellos en una colonia de la ciudad de San Pedro Sula.
Doña Maria hace 10 años se inicio su negocio de la elaboración y venta de tortillas. Decidió poner la tortillera debido a su deseo de tener un negocio propio que le generara ingresos para sostener a su familia. Ella cuenta con su propia clientela ya que es una señora muy conocida en la zona. Trabaja todos los días desde muy temprano para atender las necesidades de los clientes.
Esta muy agradecida con Odef por darle la oportunidad de los financiamientos que hasta ahora le han proporcionado los cuales le han ayudado mucho a superarse. Doña Maria solicita su préstamo numero once de 11,000 lempiras para comprar los insumos necesarios para la elaboración de las tortillas como harina de maíz, leña, y otra parte invertirá en arreglar el techo de la galera donde elabora las tortillas porque no puede trabajar en los tiempos de invierno porque se moja.
Su meta es trabajar mucho para seguir mejorando la calidad de vida para su familia, también ayudar a uno de sus hijos a seguir con los estudios.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 72
    View loans »
    Honduras Loans Fundraising
  • $8,633,625
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Santos to buy supplies to make tortillas, such as corn flour and firewood, and to invest in changing the roof in the area in which she prepares her tortillas.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 29, 2012
Listed
Jun 12, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012