Rosarios De Achocalla Group
Micarelly tells us that it is the first time she joins a communal bank within Pro Mujer. She was invited by a promoter. Her business is a neighborhood store, which she has been doing for many years.
The loan will be used to increase her capital (buying groceries), which she will buy from the market in the city of El Alto. Then, she will sell it from her local store. Her business helps her family to get ahead since she has a partner and has three children. When asked what she likes about Pro Mujer, she responds that she likes their training in health and credit.
La señora Micarelly cuenta que es la primera vez que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por una promotora; en la actualidad ella tiene un negocio de tienda de barrio, mismo que trabaja hace varios años.
El crédito que ahora sacará es para aumentar su capital (compra de víveres) los que comprarán de las galerías de la Ciudad de El Alto y posteriormente lo venderá en su puesto fijo. Esta forma de trabajo apoya a salir adelante a su familia pues ella vive en concubinato y tiene tres hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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