3 De Febrero Group
Maribel tells us that six months ago she joined a communal bank within Por Mujer. She was invited by her mother. Currently, she has a business selling hats. She has worked for many years with her mother.
The loan she will receive now is for increasing her capital for selling hats that she will buy at the shopping malls in the city of El Alto. Later, she will sell them from her permanent stall. This form of work helps her to move forward with her family since she has a partner and a child.
When consulted about what she likes about Pro Mujer, she told us that she likes the health area.
María is not in this photo because she was at the doctor’s office.
La señora Maribel cuenta que hace medio año que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por una su mamá; en la actualidad ella tiene un negocio de venta de gorras, mismo que trabaja hace varios años conjuntamente su madre.
El crédito que ahora sacará es para aumentar su capital (compra de gorras) los que comprarán de las galerías de la Ciudad de El Alto y posteriormente lo venderá en su puesto fijo. Esta forma de trabajo apoya a salir adelante a su familia pues ella vive en concubinato y tiene un hijo.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta el área de salud.
En la foto no se encuentra la señora María ya que se encontrava en consulta médica.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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