Ernest is a member of the Amani group and lives in Bujumbura. He is 45 years old and married to Judith, a government employee. Together they have 7 children, ages 4 to 20. All their children attend school.
Ernest has been selling rice, beans, palm oil, sugar etc. in a shop for the past 25 years.
This is his fifth loan with Turame. With his Kiva loan, he will increase his capital and buy many goods that he will resell in his shop (rice, beans, palm oil, sugar etc.), in order to make more money.
In the coming years, he would like to buy his own plot of land and see his children graduate from school.
Ernest fait partie du groupe Amani et habite à Bujumbura.Il a 45 ans et est marié à Judith, fonctionnaire de l’Etat. Ensemble ils ont 7 enfants, âgés de 4 à 20 ans, tous étudient.
Il fait le commerce de boutique(riz,haricot,huile de palme,sucre,...) depuis 25ans.
Il est à son cinquième crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter beaucoup d'articles de sa boutique (riz,haricot,huile de palme,sucre,...), à revendre pour gagner plus.
Dans les prochaines années, il voudrait acheter sa propre parcelle et voir ses enfants terminer les études.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.