Association Femmes Sengaz N°9 Group
All day long, they are busy with housework, but during the rainy season, they farm a ground nut field located near their village. In it, they produce ground nut straw and seeds which they sell at local markets. They have been successful in generating revenues which allow them to provide for themselves and their families.
They are requesting a loan of 250,000 XOF to purchase ground nut seeds. This year, they are planning on extending their field.
Elles s'occupent à longueur de journée des taches ménagères.Mais,durant l'hivernage, elles gèrent une exploitation agricole dans laquelle elle cultivent un champs d'arachide situé non loin du village.Elles produisent ainsi de la paille d'arachide et des graines qu'elles vendent sur les marchés locaux.Elles arrivent à générer des revenus qui leur permettent de subvenir à leurs besoins et à ceux de leurs familles.Elles sollicitent ainsi un pret de 250000 f pour acheter des semences d'arachides.Elles envisagent d'étendre cette année leur champs.
About UIMCECThis loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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