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Zulfiyya is a 38-year-old woman. She is married and has three daughters.

She is a market vendor and has been selling wheat and flour in her wholesale shop for the last fifteen years. During these years she gained enough skills and experience as well as a wide range of permanent customers in her business. She sells items with attractive prices and high quality.

Her monthly income is 130 AZN. Zulfiyya says the location of her shop brought her success and made her business profitable.

Now Zulfiyya applied for 1,200 AZN in order to expand her business and purchase more merchandise. The reason is that demand for wholesale products is high and sometimes Zulfiyya can’t afford all her customers’ orders.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Zulfiyya to buy more merchandise.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 25, 2012
Jun 11, 2012
Currency Exchange Loss:
Aug 17, 2013