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Vusala is a 31-year-old young woman who is very friendly and hardworking. She is divorced and lives with her family. Vusala did not receive a degree, so when she divorced she needed to find some other way to support herself. To this end, for the past four years Vusala has grown fruits and vegetables to sell.

During these years Vusala has gained enough skill and experience to run her farm, thanks to her father`s own experience as a farmer. She chose this profession because it is profitable. She usually sells her crops in the central bazaar, earning a monthly income of 120 AZN.

In her country fresh fruits and vegetables are in high demand. Fruit and fresh fruit drinks are often found on an Azerbaijan family’s table. People also use fresh vegetables every day and consider them healthy. Many national dishes such as pilau and dolmas are made from vegetables.

As fresh produce is in high demand, Vusala wants to expand her farm. She knows producing more fruits and vegetables to meet market demands will increase her monthly income. For this purpose she has applied for a 1000 AZN loan from Aqroinvest Credit Union. With it she will buy new garden tools, seeds and fertilizer.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 21
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Vusala to buy new garden tools, seeds and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 11, 2012
Currency Exchange Loss:
May 17, 2013