Hicran is twenty-nine-year-old very kind and friendly young man. He is single and lives with his parents. He has raised livestock for the last five years. He sells them for meat, which is very popular among local people. Many popular dishes like dolma and pilov are made of meat. People consider it very healthy and digestible.
Hicran usually buys calves, raises and fattens them and sells them for profitable price. His monthly income is 100 AZN and this is the only financial income in his family. Keeping a family and covering any children's needs will be a very hard job. Looking after animals is very hard and means that he has to spend a lot of time outside. The climate in the region is very austere, bur Hicran is very positive man and his mother supports and helps him a lot.
He has applied for 700 AZN loan in order to buy two calves. As summer is very close it is good time to fatten animals and sell them for profitable price for wedding parties, of which there are many during this season.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.