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Salma's Group
In this Group: Salma , Musarat, Musarat, Mumtaz Bano, Sobia, Kiran Naseem, Sakina, Najma
Salma has applied for a loan from Kiva partner Asasah for her beauty salon business. She has been operating her business for over eighteen years. In these years of experience, she has obtained good reputation among her customers. Her salon is renowned in her area where every day she deals with many customers.

She is a mother of one daughter who reads at 6th standard. Salma wants to give her daughter a better future, which is why she works hard. Her aim is to allow her daughter to enjoy all the things in life which Salma never had in hers.

Salma’s husband is a rickshaw driver. He is also very hard worker and drives his rickshaw for 8 to 10 hours a day and provides transportation facilities to the passengers.

Salma will use the loan to purchase beauty products, face creams and make up material for her beauty salon business. She is very positive about its business progress after this loan investment.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 355
    View loans »
    Pakistan Loans Fundraising
  • $15,690,625
    Funds lent in using Kiva
  • 94.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Salma's Group's $1,825 loan helped a member to buy beauty products, face products and make up items for a beauty salon business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jun 11, 2012
Currency Exchange Loss:
Jun 17, 2013