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Salelologa A Centre - Group 1
In this Group: Betty, Legalo*, Mina P, Miriama, Sarai Aliitasi, Valelei
* not pictured
While SaleL., the capital village of Savaii Island, is largely semi-urbanized, its outlying areas are still agricultural. The SaleL. A Centre is located in a largely agricultural area and the people in the community still subsist on farming and vegetable gardening. For this group, these are their first loans from SPBD. They all undertook 4 weeks of training on managing a business and maintaining a savings account, and then passed a written test on the SPBD principles: business, savings, weekly meetings, payments and group guarantee. Over the next 52 weeks, they will support each other in their individual business development and to guarantee on-time payments.

Betty A. (42, married, 6 children) works in the sewing business. With her loan, she will purchase a sewing machine, material and thread to produce puletasis (dresses), T-shirts and uniforms.

Legalo T. (28, married, 2 children) sells pancakes (round lumps of fried bread) twice a week. Her mother taught her to cook and her business is successful due to good taste, good service and lower prices. With her loan, she will purchase a bag of flour, a fryer, oil, sugar, baking soda and a mixing spoon.

Mina P L. (56, married, 7 children) also sells pancakes and ice cakes (ice cream) three times a week. She will use her loan to purchase a bag of flour, sugar, bucket of oil, a stove, a big bowl and a frying pan.

Miriama O. (63, married, 5 children) sells both food and clothing. Her daughter does the sewing. Her loan will allow her to purchase both cooking ingredients and sewing materials. She expects to earn a cash flow of 260 Tala (~104 USD) per week.

Sarai Aliitasi M. (67, married, 8 children) sells cigarettes twice a week. Her loan will allow her to purchase 250 cigarettes and 50 plastic bags.

Valelei S. (64, married, 10 children) sells BBQ chicken, sauce and lamb chops. Her loan will be used to purchase oil, soy sauce, plastic plates and other materials for her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Samoa

  • $5,200
    Average annual income
  • 13
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A portion of Salelologa A Centre - Group 1's $1,350 loan helped a member purchase a fryer, oil, sugar, baking soda, etc….
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 11, 2008
Apr 26, 2008
Currency Exchange Loss:
Jun 24, 2009