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Rosa María De La Paz
Rosa Maria, 52, lives with her husband and their three children. She sells vegetables - tomatoes, peppers, onions, among others - and also sells honey and coffee. She has been in this business for some years and has a lot of experience in sales. Her business is located in the town market and she has a lot of customers. People prefer her because she always has what they need, with a quality product and affordable prices, in addition to good service.

Rosa is an entrepreneurial woman with a great desire to get ahead. She is always looking out for new opportunities because she wants to be successful. For some time she has wanted to increase her business by investing in inputs, but she didn't have enough capital. For that reason she asks INTEGRAL for a loan to buy vegetables in bulk, honey and coffee. Rosa Maria has good references and is very responsible. She knows that she will be able to pay the debt and is also confident that her family will have a better quality of life.
View original language description ↓
Rosa María de cincuenta y dos años de edad vive junto a su compañero de vida y sus tres hijos ; ella se dedica a la venta de verduras, tomates, chiles, cebollas, entre otros además vende miel y café, tiene varios años de tener el negocio y se ha hecho de mucha experiencia en las ventas, su negocio está ubicado en el mercado de la localidad y ya tiene mucha clientela, la gente la prefiere porque siempre tiene lo que las personas necesitan con producto de calidad y a precios accesibles además del buen servicio; Rosa es una mujer emprendedora con muchas ganas de salir adelante siempre está a la expectativa de las nuevas oportunidades que se le presentan porque quiere alcanzar el éxito, desde hace algún tiempo quiere ampliar el negocio invirtiendo en insumo pero no posee de suficiente capital, por eso le solicita a INTEGRAL un crédito que le permita comprar verduras por mayor, miel y café. Rosa María tiene buenas referencias de pago y es muy responsable sabe que podrá pagar la deuda y a la vez confía en que su familia tendrá una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 631
    View loans »
    El Salvador Loans Fundraising
  • $28,078,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Rosa María De La Paz to buy vegetables in bulk, honey and coffee.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 26, 2012
Jul 2, 2012
Currency Exchange Loss:
Dec 19, 2013