Update on AureliaAurelia is a mother aged 44, who has two children and lives in the district of La Matanza, an agricultural community located in the Piura region. She sells chicha de jora (a traditional corn-based drink) and beer in her home, and has done so for more than five years. She usually sells her produce twice a week and, due to her good customer service, her business is one of the busiest in the area.
Aurelia has requested a loan of 2,500 nuevos soles from Edpyme Alternativa to invest in her business. Specifically, she plans to buy beer, corn, and chairs and accessories for her business. In this way she hopes to obtain more income to provide for her family, and therefore provide them with a better quality of life. One of her main goals is to attract more customers and see her sales grow. To do so she makes a lot of effort, assumes a lot of responsibility and works hard. She is an old client of this institution and has shown herself to be timely and responsible with her repayments.
Se dedica a la venta de chicha de jora (bebida tradicional hecha a base de maíz) y a la venta de cerveza en su domicilio desde hace más de 5 años, usualmente ofrece estos productos dos veces por semana y debido a la buena atención que brinda, su negocio es uno de los más concurridos de la zona.
Aurelia se encuentra solicitando a Edpyme Alternativa un crédito de 2500 nuevos soles, el préstamo lo solicita para invertirlo en su negocio, específicamente para la compra de cerveza, maíz duro y para compra de sillas y accesorios para su establecimiento. De esa forma ella espera obtener más ingresos para el sustento de su familia y por ende brindarles una mejor condición de vida.
Uno de sus objetivos primordiales es captar más clientes y que sus ventas aumenten, por lo que para lograr todo esto, se esfuerza con mucha responsabilidad y trabaja arduamente. Ella ya es una clienta antigua y ha demostrado ser alguien puntual y responsable con sus pagos.
Previous Loan DetailsAurelia, 43, lives with her husband and child in her own home. The only utility she has in her home is electricity, and she lives in a rural area of the Matanza district, which is in the department of Piura. In this area, the population works mainly in agriculture and livestock. Aurelia has a… More from Aurelia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- May 11, 2012
- Jun 11, 2012
- Currency Exchange Loss:
- Apr 27, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.