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José Antonio
José Antonio is 29 and lives with his life companion and their children in his own home. He sells fruits and vegetables as a street vendor. He sells tomatoes, onions, chili peppers, plantains, papaya, oranges, etc. He has had this business for 10 years and has earned a lot of sales experience. He sells in different areas and has a fixed clientele. People prefer him because he always has what they need with a high-quality product, accessible prices, and above all, excellent service. José is dedicated to his work and is determined, with many goals. Every day he puts forth maximum effort to succeed. He wants to increase his sales to increase his profits, but he needs capital to invest in supplies. This is why he is requesting a loan from Integral that will let him buy fruits and vegetables wholesale. José Antonio has good credit references and impeccable morals. He is sure that he will be able to pay off the financing and also trusts that he can bring his home economic security.
View original language description ↓
José Antonio de veintinueve años de edad vive junto a su compañera de vida y sus hijos en casa propia, el posee una venta de frutas y verduras de forma ambulante, vende tomates, cebollas, chiles, plátanos, papaya, naranjas etc. tiene diez años de tener el negocio y se ha hecho de mucha experiencia en las ventas, comercia en diferentes zonas y ya tiene clientela fija pues las personas lo prefieren porque siempre tienen lo que necesitan con producto de calidad, a precios accesibles pero sobre todo con un servicio excelente; José es un hombre dedicado a su labor, luchador, y con muchas metas por alcanzar, cada día se esfuerza al máximo para tener éxito, quiere aumentar sus ventas para aumentar sus ganancias pero necesita de un apoyo de capital para invertir en insumo por eso le solicita a INTEGRAL un crédito que le permita comprar fruta y verdura por mayor. José Antonio tiene buenas referencias de pago y una moral intachable, asegura que podrá saldar el financiamiento y a la vez confía que podrá llevar a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 672
    View loans »
    El Salvador Loans Fundraising
  • $22,070,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped José Antonio to buy fruits and vegetables wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 21, 2012
Listed
Jul 2, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 21, 2014