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Margaritais is 47, and lives with her life companion and her three children. She owns an eatery, and offers breakfasts and lunches. She sells beans, plantains, sour cream, soups, meats, salads, etc. Her eatery is located in the area's municipal market.

She is very well-known and has acquired a large clientele, because everything she prepares is delicious, made with quality ingredients, and offered at affordable prices. Besides, the service is unmatched.

Margarita is a visionary woman, ready to move forward in life. She is always on the lookout for opportunities that offer a more prosperous future. For some time she has had the idea of expanding her business, but had not had the opportunity, because she does not have sufficient working capital to invest in supplies. That is why she is now applying to Integral for a loan that will allow her to buy staple grains, dairy products, cold cuts, meats, vegetables, drinks, etc.

Margarita has a good credit record and the necessary ability to pay. She says she will be able to pay the debt, and at the same time provide her family with a better life.
View original language description ↓
Margarita de cuarenta y siete años de edad vive junto a su compañero de vida y sus tres hijos. Ella posee un comedor, tiene desayunos y almuerzos vende frijoles, plátanos, crema, sopas, carnes, ensaladas etc., está ubicada en el mercado municipal de la zona, es muy conocida se ha hecho de mucha clientela, pues todo lo que prepara es exquisito, elaborado con material de calidad y a precios accesible además el servicio es inigualable; Margarita es una mujer visionaria dispuesta a salir adelante, siempre está a la expectativa de oportunidades que ofrezcan un futuro más próspero; desde hace algún tiempo tiene la idea de hacer crece el negocio pero no había tenido la oportunidad porque no tiene suficiente capital para invertir en insumo por eso ahora le solicita a INTEGRAL un crédito que le permita comprar granos básicos, lácteos, embutidos, carnes, verduras, bebidas etc. Margarita tiene buen record en crédito y tiene la capacidad de pago necesaria, asegura que podrá pagar la deuda y a la vez darle a su familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 610
    View loans »
    El Salvador Loans Fundraising
  • $28,030,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Margarita to buy staple grains, dairy products, cold cuts, meats, vegetables and drinks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 16, 2012
Jul 2, 2012
Currency Exchange Loss:
Jun 18, 2013