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El Mirador  (Cuenca) Group
In this Group: Silvia Marlene, Zoila Silvana, María Cecilia, Paola Alexandra, Blanca Elvira, Blanca Esmeralda, Nube Del Rocio, Rosa Hortencia, Patricio Antonio, Miriam Verónica, Mayra Johanna, Martha Irene, Sonia Soledad, Luisa Caytalina
The El Mirador communal bank is made up by thirteen women and one man. They are all friends and know each other. They live in different parts of the city of Cuenca. Cuenca has a varied geography, which provides beautiful landscapes to enjoy nature. As a result of its architecture, it has been named as a Cultural World Heritage Site since December 1999. The people are friendly, gentle, and warm-hearted. The members of the communal bank are hard-working people who struggle daily to improve their economic situation and to help their families get ahead. They are enterprising people who work in various activities, both public and private, who still maintain the culture and traditions of their people.

One of the members of the communal bank is Nube, who lives in the Don Bosco region of the city of Cuenca. She is twenty-four years old and married. She has a four year old son as a result of her marriage. Her husband works as an Electric Engineer. They do not have their own house, so they rent.

Nube makes decorative handicrafts. She purchases ceramic products which she paints and then sells. She has been working this way for six years. She works from Monday to Friday. She likes doing this work, since it is what she studied and she is adept at it.

She has been a member of the communal bank for one year, and she will invest her most recent loan by purchasing ceramics and paints to improve her workshop.

Her goal is to grow her business.
View original language description ↓
El banco comunal El Mirador está formado por 13 socias y 1 socio, quienes son todas amigas y conocidas, viven por diferentes lugares de la ciudad de Cuenca, esta ciudad tiene una geografía accidentada la cual le brinda hermosos paisajes para disfrutar de la naturaleza, su arquitectura le ha permitido que sea nombrada desde Diciembre de 1999 Patrimonio Cultural de la Humanidad. Su gente es amable, gentil y de un corazón cálido, son trabajadoras que se encuentran en la lucha diaria para mejorar su situación economía y sacar adelante a sus familias, son mujeres emprendedoras que laboran en diferentes actividades públicas o privadas, aun mantienen la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Nube, vive por el sector del Don Bosco en la ciudad de Cuenca, tiene 24 años, es casada y fruto de su unión conyugal ha concebido un hijo de 4 años de edad. Su esposo es Ingeniero Eléctrico y ejerce su profesión, no tienen casa propia por lo que viven arrendando.

La Señora. Nube se dedica a la artesanía decorativa, ella compra productos de cerámica los cuales los pinta y luego los vende, esta actividad la realiza hace 6 años y labora de lunes a viernes, le gusta trabajar en esta actividad ya que aprendió estudiando y ella es muy hábil.

Es socia del banco comunal hace un año y su nuevo crédito lo va a invertir comprando cerámicas y pinturas para crecer en su taller.

Su meta es agrandar su negocio.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 17
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of El Mirador (Cuenca) Group's $4,300 loan helped a member to purchase ceramics and paints.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 29, 2012
Listed
Jun 10, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012