El Mirador (Cuenca) Group
One of the members of the communal bank is Nube, who lives in the Don Bosco region of the city of Cuenca. She is twenty-four years old and married. She has a four year old son as a result of her marriage. Her husband works as an Electric Engineer. They do not have their own house, so they rent.
Nube makes decorative handicrafts. She purchases ceramic products which she paints and then sells. She has been working this way for six years. She works from Monday to Friday. She likes doing this work, since it is what she studied and she is adept at it.
She has been a member of the communal bank for one year, and she will invest her most recent loan by purchasing ceramics and paints to improve her workshop.
Her goal is to grow her business.
Una de las socias de este grupo es la Señora. Nube, vive por el sector del Don Bosco en la ciudad de Cuenca, tiene 24 años, es casada y fruto de su unión conyugal ha concebido un hijo de 4 años de edad. Su esposo es Ingeniero Eléctrico y ejerce su profesión, no tienen casa propia por lo que viven arrendando.
La Señora. Nube se dedica a la artesanía decorativa, ella compra productos de cerámica los cuales los pinta y luego los vende, esta actividad la realiza hace 6 años y labora de lunes a viernes, le gusta trabajar en esta actividad ya que aprendió estudiando y ella es muy hábil.
Es socia del banco comunal hace un año y su nuevo crédito lo va a invertir comprando cerámicas y pinturas para crecer en su taller.
Su meta es agrandar su negocio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid