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Bikamwa Plus Group
In this Group: André, Bapede, Odile, Futi, Marceline, Pauline, Marie Louise, Kapinga, Suzanne, Kapinga, Mangika
“Bikamwa Plus” is a group of 11 owners of small businesses, chaired by André. Its members are jointly liable for loans granted by Kiva to grow their businesses.

André is determined to be a successful businessman. He sells pagnes (lengths of brightly colored African print cloth) at a market located in the mid-eastern area of Kinshasa. He became a microentrepreneur in 1997. André previously received seven loans from Microfinance Institution HOPE DRC and has fully repaid them. He intends to use this loan to expand his inventory. He will buy pagnes in bulk and resell them at a profit. Currently he earns a profit of $50 a week. He will seek to make more profit by importing his products himself.

André is 38 years old, married and is the father of three children, aged 2 to 7 -- one of them attends school. His ambition is to someday open a clothing shop.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 22
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,441,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Bikamwa Plus Group's $3,400 loan helped a member buy print cloth to resell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jun 11, 2012
Currency Exchange Loss:
Dec 15, 2012