Raida lives with her partner, is 21 years old, and has a one year old daughter. Janett is 28 years old, and lives with her partner and three children. Hermelinda is 34 years old, and lives with her partner and five children.
Raida, Janett, and HErmelinda are from the Compañía community, 40 minutes outside of the city of Ayachucho. Together with their partners they create artisan bricks and sell them to distributors in their community.
Raida, Janett, and Hermelinda need loans of 1250 soles, 450 soles, and 900 soles, which they will use to purchase sand, clay, plastic, tools, firewood, and to pay wages.
Raida, Janett, and Hermelinda would like to have houses of their own in the city of Ayachucho. They hope to produce greater quantities of brick that their children can be professionals.
Translated from Spanish by Sarah Bishop, Kiva Volunteer.
Raida, Janett y Hermelinda pertenecen al Banco Comunal Los Ladrilleros de Compañía hace 1 año.
Raida es conviviente, tiene 21 años y 1 hija de 1 año. Por otro lado Yaneth es conviviente, tiene 28 años y 3 hijos. Mientras que Hermelinda es conviviente, tiene 34 años y 5 hijos.
Raida, Janett y Hermelinda son de la comunidad de Compañía que esta a 40 minutos de la ciudad de Ayacucho, ellas junto a sus esposos se dedican a la fabricación de ladrillos artesanales y sus ventas lo realizan en su misma comunidad a intermediarios.
Raida, Janett y Hermelinda necesitan préstamos de 1250 soles, 450 soles, 900 soles, dinero que será invertido en la compra de arena, arcilla, plásticos, herramientas, leña y para el pago de peones.
Los sueños de Raida, Janett y Hermelinda son tener casa propia en la ciudad de Ayacucho, que sus hijos sean profesionales y producir sus ladrillos en más cantidad.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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