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Juana lives with her life partner. She makes a living selling tortillas, which she has done for fifteen years. She has spent much time working in this business and it has given her very good experience. Juana is proud that her business has been successful. Her tortilla shop is located in her home and is well known in the area, since the tortillas she sells are the freshest and most delicious. Juana has many customers who like to buy her tortillas because of their quality and affordable price, and because her service is the fastest. She also raises cattle, which helps her cover the household expenses. Juana is very dedicated to her work, and is always on the lookout for new opportunities that could help her achieve greater prosperity in the future. The demand for Juana’s tortillas has recently increased, and so she wants to increase her production. She needs capital to purchase supplies for making tortillas, and that is why she is asking for a loan from Apoyo Integral. The loan will allow her to buy corn in bulk, firewood, and other supplies. Juana has good payment references and is very responsible. She is confident that she can pay off her loan on time while providing her family with a full life.
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Juana vive junto a su compañero de vida, ella se dedica a la venta de tortillas desde hace quince años, tiene mucho tiempo de trabajar en este negocio y le ha dado muy buena experiencia, se siente orgullosa de que ha dado muy buenos resultados, la tortillería está ubicada en su vivienda y es muy conocida en el lugar pues vende las tortillas más ricas y calientitas, cuenta con mucha clientela y la prefieren porque lo que vende es de calidad, a precio accesible pero sobre todo con el servicio más rápido, adicional a esto también posee una crianza de ganado que le ayuda a completar los gastos del hogar; Juana es muy dedicada a su labor siempre está a la expectativa de nuevas oportunidades que le permitan aprovecharlas para obtener un futuro más próspero, desde hace algún tiempo aumento la demanda, por lo que Juana desea aumentar la producción, necesita de capital para invertir en insumos por eso solicita a INTEGRAL un crédito que le permita comprar maíz por mayor, leña, etc. Juana tiene buenas referencias de pago y es muy responsable asegura que puede cancelar el financiamiento a tiempo y a la vez ofrecerle a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 830
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Juana to purchase corn in bulk and firewood for making tortillas.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 29, 2012
Jul 2, 2012
Currency Exchange Loss:
May 17, 2013