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José Santos
José Santos is 41 years old and lives with his life partner and their 7 children in their own house. He owns a metal workshop where he makes gates, balconies and doors, among other things. The business is located in his house and he has had it for several years. He feels proud of the results that he has achieved with his work and plans to continue. He has many customers and works to please them. They prefer him because all he makes is of good quality, at good prices and above all the best service.

Jose is a man who is dedicated to his work and is always disposed to better himself and reach success. In this last months the demand has increased and does not want to disappoint his clients. He needs capital to invest in raw materials and is requesting a loan from INTEGRAL that allows him to buy iron, a compressor, and clips, etc. José Santos is very responsible and has good payment references. He is certain that he will be able to pay his debt and at the same time give his family a better quality life.
View original language description ↓
José Santos de cincuenta y uno años de edad vive junto a su compañera de vida y sus siete hijos en casa propia; el posee un taller de estructura metálica elabora portones, balcones, puertas entre otros, el negocio está ubicado en su residencia y tiene varios años de tenerlo, se siente orgulloso de los resultados que ha logrado con su trabajo y planea seguir así, tiene mucha clientela labora al gusto de las personas, lo prefieren porque todo es de buena calidad, a buenos precios y sobre todo el mejor servicio; José es un hombre dedicado asu labor siempre con toda la disposición de superarse y alcanzar al éxito, en estos últimos meses ha aumentado la demanda y no quiere decepcionar a los clientes, necesita de capital para invertir en materia prima por eso le solicita a INTEGRAL un crédito que le permita comprar hierro, compresor, pinzas, etc. José Santos es muy responsable y tiene buenas referencias de pago, asegura que podrá saldar la deuda y a la vez darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 775
    View loans »
    El Salvador Loans Fundraising
  • $25,574,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped José Santos to buy iron, a compressor and and clips.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 15, 2012
Listed
Jul 2, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013