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Dolores
Dolores, who is 46 years old, owns a store where she sells essential goods: basic grains, bread, eggs, milk, soaps, and other products. Her business is located in her residence and she has had it for several years. She has gained a lot of sales experience and feels proud that she managed to obtain good results from her work. She has certain advantages, since there isn't much competition and her business is the most fully stocked. She already has a large customer base, because people know that everything she sells is top quality and affordably priced. In addition, her service is incomparable, since she is always at the disposal of the people who come to see her.
Dolores is a fighter, she is dedicated to her work, loves what she does, and is always on the lookout for opportunities to excel and achieve success. One of her goals is to expand her business and now, in response to increased demand, she wants to invest in products, but she needs capital because she pays her purchases in cash. That is why she is requesting a loan from Integral, which will allow her to buy basic grains, instant products, sweets, bread, drinks, soaps, etc. Dolores is very responsible and has excellent credit references. She is certain that she will be able to pay off the debt and, at the same time, give her family a better life.
View original language description ↓
Dolores de cuarenta y seis años de edad, posee una tienda donde vende productos de primera necesidad granos básicos, pan, huevos, leche, jabones, entre otros, el negocio está ubicado en el lugar de su residencia y tiene varios años de tenerlo, se ha hecho de mucha experiencia en las ventas y se siente orgullosa de que logro que el trabajo le diera buenos resultados; tiene ciertas ventajas ya que hay poca competencia y su negocio es el más surtido de todos, ya tiene mucha clientela pues las personas saben que todo lo que vende es de primera calidad y a precios accesibles además el servicio es inigualable, siempre se encuentra a la orden de las personas que la visitan; Dolores es una mujer luchadora, dedicada a su labor, ama lo que hace y siempre está a la expectativa de oportunidades que le permitan sobresalir y llegar al éxito, una de sus metas es hacer crecer el negocio y ahora aprovechando el aumento de la demanda quiere invertir en producto pero necesita de capital porque sus compras las realiza al contado por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, producto instantáneo, golosinas, pan, bebidas, jabones etc. Dolores es muy responsable y tiene excelentes referencias de crédito tiene la certeza que podrá cancelar la deuda y a la vez darle a su familia una mejor vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 607
    View loans »
    El Salvador Loans Fundraising
  • $22,169,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Dolores to purchase basic grains, instant products, sweets, bread, drinks, soaps, etc.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 29, 2012
Listed
Jul 2, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013