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Miguel Ángel
Miguel Ángel, 63, lives with his life partner María and their son Rodrigo in their own home. He owns a carpentry workshop and he makes different type of furniture: tables, chairs and benches among others. His business is located in his place of residence where he has spent many years honing his trade, he has a lot of experience which helps him to maintain the quality of his work. He always bears people's tastes in mind, which is why he has many customers, in addition, they prefer his work for the good prices and his excellent service.

Miguel is a hard-working man, willing to fight to achieve his dreams. His biggest secret is the love of his trade – this gives him the strength to continue along the path to success. He wants to grow the business and increase production but he needs to invest in raw materials which is why he has sought a loan from Integral to allow him to buy wood in bulk as well as maintain tools: drills, electric saws, planers, etc. Miguel Ángel is extremely responsible and has good payment ethics, he declares that he will repay the loan as well as give his family a better life.
View original language description ↓
Miguel Ángel de sesenta y tres años de edad vive junto a su compañera de vida María y su hijo Rodrigo en casa propia; el posee una carpintería y elabora diferentes muebles mesas, sillas, bancos entre otros, su negocio está ubicado en el lugar de su residencia, tiene varios años de desarrollarse en este rubro y posee mucha experiencia que le ayuda a mantener la calidad de su labor, trabaja siempre al gusto de las personas por eso se ha hecho de mucha clientela además las lo prefieren por los buenos precios y su excelente servicio; Miguel es un hombre trabajador, dispuesto a luchar para cumplir sus sueños, su más grande secreto es el amor que le tiene a su labor, eso le da fuerzas para mantenerse en el camino al éxito, quiere acrecentar el negocio y aumentar la producción pero necesita invertir en materia prima por eso le solicita a INTEGRAL un crédito que le permita comprar madera por mayor, además darle mantenimiento a las herramientas, taladro, cierra eléctrica, cepilladora etc. Miguel Ángel es muy responsable y con buena moral de pago asegura cancelar la deuda y a la vez darle a su familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 770
    View loans »
    El Salvador Loans Fundraising
  • $25,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Miguel Ángel to buy wood in bulk and maintain tools.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
May 28, 2012
Jul 2, 2012
Currency Exchange Loss:
Aug 16, 2012