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Patococha  (Cuenca) Group
In this Group: María Rufina, María Robertina, Claudina Janeth, María Gricelda*, Narcisa Del Rocío, Wilmer Santiago, Aida Isabel
* not pictured
The Communal Bank "Patococha" consists of seven members (six women and one man) who are friendly, kind, and have great charisma. They work hard each day in various activities so that they can maintain their financial independence and provide for their household expenses. In addition, they have kept the culture and traditions of their people. The members live in the surrounding neighborhoods of Victoria del Portete Parish in Cuenca. This place has beautiful plains that are suitable for raising cattle, as well as fertile land for agriculture. The architecture is a mix of the old and the modern. This place allows people to get away from the noise of the city and enjoy the peaceful countryside.


One of the members of this group is Sra. María Robertina. She is 42 years old, married, and has three children (ages 19, 17, and 14). Her oldest daughter is married and lives independently. The second daughter is a high school student, while the youngest, a son, works to cover his expenses. Her husband is a farm laborer. They do not own a home since they live on the estate where they work.


Sra María Robertina has worked as a farm laborer for 20 years. She works on the estate Sunday through Sunday, but without a set schedule. In addition, she raises guinea pigs and chickens. This is her first loan with the Communal Bank and she will invest in the purchase of chickens and poultry feed. Her goal is to have more animals.

View original language description ↓
El banco comunal Patococha se está formado por 6 socias y un socio quienes son personas amables, gentiles y de un gran carisma, trabajan diariamente en diferentes actividades las mismas que les permiten mantener su dependencia económica y solventar los gastos de sus hogares, aun mantienen la cultura y tradiciones de sus pueblos. Viven por los alrededores de la parroquia Victoria del Portete en Cuenca, lugar que tiene hermosos llanuras que son propicias para la ganadería, sus tierras fértiles permiten la agricultura, su arquitectura es una mezcla entre lo antiguo y lo moderno, este lugar nos permite alejarnos del ruido de la ciudad para disfrutar de la tranquilidad del campo.

Una de las socias de este grupo es la Señora. María Robertina, tiene 42 años, es casada y en su unión conyugal ha concebido 3 hijos de 19, 17 y 14 años de edad, su primera hija es casada y vive independiente, su segunda hija estudia en el colegio y su ultimo hijo trabaja para solventar sus gastos. Su esposo labora como jornalero, no tiene casa propia por lo que vive en la haciendo en donde laboran.

La Señora. María Robertina labora realizando trabajo del campo desde hace 20 años, presta sus servicios en una hacienda en donde trabaja de domingo a domingo sin horario, también se dedica a la cría de cuyes y pollos.

Este es el primer crédito que realiza en el banco comunal y lo va a invertir comprando pollos y alimento para los mismos.

Su meta es tener más animales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Patococha (Cuenca) Group's $2,550 loan helped a member to buy chickens and poultry feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 29, 2012
Listed
Jun 11, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012