Patococha (Cuenca) Group
One of the members of this group is Sra. María Robertina. She is 42 years old, married, and has three children (ages 19, 17, and 14). Her oldest daughter is married and lives independently. The second daughter is a high school student, while the youngest, a son, works to cover his expenses. Her husband is a farm laborer. They do not own a home since they live on the estate where they work.
Sra María Robertina has worked as a farm laborer for 20 years. She works on the estate Sunday through Sunday, but without a set schedule. In addition, she raises guinea pigs and chickens. This is her first loan with the Communal Bank and she will invest in the purchase of chickens and poultry feed. Her goal is to have more animals.
Una de las socias de este grupo es la Señora. María Robertina, tiene 42 años, es casada y en su unión conyugal ha concebido 3 hijos de 19, 17 y 14 años de edad, su primera hija es casada y vive independiente, su segunda hija estudia en el colegio y su ultimo hijo trabaja para solventar sus gastos. Su esposo labora como jornalero, no tiene casa propia por lo que vive en la haciendo en donde laboran.
La Señora. María Robertina labora realizando trabajo del campo desde hace 20 años, presta sus servicios en una hacienda en donde trabaja de domingo a domingo sin horario, también se dedica a la cría de cuyes y pollos.
Este es el primer crédito que realiza en el banco comunal y lo va a invertir comprando pollos y alimento para los mismos.
Su meta es tener más animales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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