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Marcos Eusebio

Update on Marcos Eusebio

Marcos is 28 years old and single. He has been working as a biology teacher for eight years. He also works for local universities teaching computer skills. He is requesting a loan in order to pay for a course leading to a Master’s degree that he is taking at UNI (Universidad Nacional de Ingeniería) [National University of Engineering]. The degree will be in Food Processing, which will enable him to expand his knowledge so that he can pass it on to his students at the university.

It is worth mentioning that Marcos, despite being very young, is very responsible and greatly wishes to succeed both personally and professionally. In addition, he is very dedicated to his mother and to his siblings, who are living with his mother in her house.
View original language description ↓
Marcos de 28 años de edad es soltero, trabaja como docente de Biología desde hace 8 años, ademas trabaja en las universidades como docente de Computación. Esta solicitando su crédito con el objetivo de realizar pago de la maestria que se encuentra cursando en la UNI, la maestria es en Procesamiento de Alimentos, la cual le ayudara a incrementar sus conocimientos para pasarlo a sus alumnos de la universidad. Cabe mencionar que Marcos a pesar de ser muy joven es muy responsable y tiene muchos deseos de superacion personal y profesional, ademas de ser muy dedicado a su mamá y hermanos que viven en la casa de su madre.

Previous Loan Details

Marcos is 27 years old and he is single. He is a biology teacher and he has been working for 7 years; he also works for the local universities as teaching computer skills. He is requesting this loan in order to make improvement to his house by having it plastered and painted, in order to find him... More from Marcos Eusebio's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 129
    View loans »
    Nicaragua Loans Fundraising
  • $24,535,925
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Marcos Eusebio to pay for a masters level course in food processing to expand his knowledge as a teacher.
100% repaid
Repayment Term
31 months (Additional Information)
Repayment Schedule
May 10, 2012
Jun 17, 2012
Currency Exchange Loss:
Sep 18, 2013