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Luzmila
Luzmila is 37 years old and has three children who are 17, 13 and 7 years old who are her reason for living. Together with her husband they work very hard to give them decent living conditions and above all to raise them to be good people.

Her house is located in the city of Nazca, which is characterised by its warm climate. It also has many turist attractions such as the Nazca lines, which receive an infinite number of tourists throughout the year. When Luzmila has free time she likes to watch the television and read novels and sometimes to eat her favourite dish which is “Seco de Res” (beef stew). Since she does not have many resources she only had a secondary education, but she would have liked to have studied at university.

Day to day Luzmila works in agriculture. She works very hard on her plot of land on which she is sowing prickly pears, since she earns her living selling cochineal. The cochineal is an insect which is used to dye various products, such as textiles. She works around 6 hours each day, since she always has to look over her crops and check if the cochineal is maturing. She considers that her business is going well because she is very responsible, hard-working and above all because she has is keen to get ahead.

Luzmila is very grateful to the Kiva lenders since thanks to their help she can undertake a new cochineal infestation and maintain her crops, in particular to manure and irrigate then and in this way she will be able to have a good harvest and improve her income, which will allow her to continue working, improving her situation and fighting to make her biggest dream a reality: to finish building her house.
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Luzmila tiene 37 años de edad, es madre de 3 hijos, cuyas edades comprenden 17, 13 y 7 años, por quienes da la vida y junto a su esposo se esfuerzan mucho para darles una vida digna y sobre todo para hacerlos personas de bien. Su vivienda se ubica en la ciudad de Nazca, ciudad que se caracteriza por tener un clima muy cálido, asimismo encontramos muchos atractivos turísticos como son las Líneas de Nazca, las cuales reciben a infinidad de turistas en todo el año. Cuando Luzmila tiene un tiempo libre le gusta mucho ver televisión e especial ver sus novelas y en algunas oportunidades le gusta mucho comer uno de sus platillos favoritos el cual es el riquísimo “Seco de Res”. Debido a sus pocos recursos ella solo tuvo estudios secundarios, pero le hubiera gustado mucho tener una carrera universitaria.

Día a día Luzmila como agricultora, ella trabaja muy duro en su parcela la cual está sembrada de tunas, así como también se dedica a la venta de cochinilla, la cochinilla es un insecto el cual es usado para dar color a diversos productos, en especial textiles, ella trabaja alrededor de 6 horas al día, ya que tiene que revisar siempre su cultivo y también verificar si la cochinilla está madurando; ella cree que le va bien en su negocio porque es muy responsable y trabajadora y sobre todo porque tiene muchas ganas de salir adelante.

Luzmila está muy agradecida con los prestatarios Kiva ya que gracias a su apoyo ella podrá realizar una nueva infestación de cochinilla y dar mantenimiento a su cultivo, en especial abonarlo, regarlo, entre otros, así de esta manera ella podrá tener una buena cosecha y mejorara sus ingresos, lo que le permitirá seguir trabajando y saliendo adelante y luchar para hacer realidad su más grande sueño:” Terminar de construir su casa”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 52
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Luzmila to introduce cochineal insects to her prickly pear plants.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 29, 2012
Listed
Jun 10, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012